Licensing & disclosures
Who we are, what we are licensed to do, what we do not do, and the statements that apply to every page of this site.
Quick answer
DSCR Loans Georgia is a brand of Loan Daddy LLC, NMLS #2827624 (nmlsconsumeraccess.org). Loan Daddy LLC is a mortgage broker, not a lender: we arrange financing with wholesale lenders and do not fund loans from our own funds. Our business is limited to business-purpose loans on non-owner-occupied investment property, which are not for personal, family or household use. We do not publish interest rates, and nothing on this site is a commitment to lend, a loan approval, or an offer of credit.
Entity and license information
DSCR Loans Georgia is a Loan Daddy LLC brand, NMLS 2827624.
- Broker, not lender
- NMLS #2827624 (nmlsconsumeraccess.org)
- AZ CMB Licensed · #CMB-2016143
- Brand: DSCR Loans Georgia (dscrloansgeorgia.com)
- Legal entity: Loan Daddy LLC
- NMLS ID: 2827624 — verify on NMLS Consumer Access
- Role in the transaction: mortgage broker. We arrange and place loans with wholesale lenders.
- State licensing: AZ CMB Licensed · #CMB-2016143.
Program disclosures
Business-purpose loans for non-owner-occupied investment property only; not for personal, family or household use. Not a commitment to lend. All loans subject to underwriting and lender/investor approval; terms subject to change.
- Purpose: business-purpose loans only. Not for personal, family or household use.
- Occupancy: non-owner-occupied investment property only. If you intend to occupy the property — including one unit of a 2–4 unit building — our programs do not apply.
- Credit decision: made by the funding lender, not by us. All loans are subject to underwriting and to lender and investor approval, and terms can change before closing.
- Rates and fees: set by the lender and disclosed in that lender’s term sheet and closing documents. This site publishes no rates and no payment figures as available terms.
What this website is, and is not
The content on this site is general and educational. It is not a loan application, a pre-approval, a commitment to lend, or an offer of credit, and no statement here should be relied on as a promise about the terms of any loan. Market commentary is described as benchmarks with named sources and release cadences rather than as a quote for any product.
Where a page describes Georgia legal process — county tax assessment and appeals, non-judicial foreclosure, entity vesting, or local rental ordinances — it does so in general terms with statutory citations where they exist. It is not legal or tax advice, and you should confirm the specifics of your own parcel and structure with professionals licensed in Georgia.
Complaints and questions
If something on this site is unclear, inaccurate, or does not match what you were told in a conversation with us, we want to know. Reply to any message you have received from us, or raise it with the licensing authority in your state. Our license record is publicly verifiable through NMLS Consumer Access at any time.