Terms of use

1. Acceptance

By accessing this website you agree to these terms. If you do not agree, do not use the site. We may update these terms; continued use after an update means you accept the revised version.

2. Informational purpose, and no offer of credit

The content on this site describes financing structures, Georgia property mechanics and general market context. It is not a quote, a rate sheet, a loan estimate, a commitment to lend, or an approval, and it does not create an agreement between you and DSCR Loans Georgia, Loan Daddy LLC or any lender. Any actual loan is governed by the documents you sign with the funding lender and is subject to that lender’s underwriting and to lender and investor approval.

3. Business purpose and occupancy

Our programs are limited to business-purpose financing for non-owner-occupied investment property. Requests that involve occupying the property — including occupying one unit of a 2–4 unit building — are outside what we arrange, and the site’s forms will not submit such a request. Do not use this site to seek financing for personal, family or household purposes.

4. No rate or availability promises

We do not publish interest rates or payment figures as available terms, and we make no representation that any particular rate, term, loan amount or product will be available to you. The calculator on this site is a mathematical tool driven entirely by figures you enter. Its output is an estimate for planning purposes only and is neither a quote nor an approval. Program availability, guidelines and pricing change and are set by lenders.

5. Accuracy of content and market information

We aim to be accurate and to name our sources. Statutory and process descriptions are general, are provided for context, and can change; where we cite a Georgia statute, the statute controls over anything written here. Market commentary is presented as general benchmarks with named sources and release cadences, not as valuations of any property, and it is not a forecast. You should verify anything you intend to rely on — county tax figures, local rental rules, entity filings, appraisal assumptions — with the responsible agency or a professional.

6. Not legal, tax or accounting advice

Nothing on this site is legal, tax or accounting advice, and no professional relationship of that kind is created by using it. Entity structure, tax treatment, appeals and foreclosure questions should be reviewed with professionals licensed in the relevant jurisdiction.

7. Third-party links

Where we link to outside resources, we do so because they are useful references. We do not control those sites, we do not endorse their content, and we are not responsible for their accuracy, availability or privacy practices.

8. Intellectual property

The text, design, branding and code on this site belong to Loan Daddy LLC or are used with permission. You may read, share and quote short excerpts with attribution. You may not republish substantial portions, resell the content, or present it as your own.

9. Limitation of liability

The site is provided as is. To the fullest extent the law allows, Loan Daddy LLC is not liable for indirect, incidental or consequential losses arising from your use of the site or reliance on its content. Nothing in these terms limits any liability that cannot lawfully be limited.

10. Governing law

These terms are governed by the laws of the State of Georgia, without regard to conflict-of-law principles. Venue for any dispute lies in the state or federal courts located in Georgia.

11. Contact

Questions about these terms can be sent as a reply to any email or text you have received from us.

Company disclosures

DSCR Loans Georgia is a Loan Daddy LLC brand, NMLS 2827624. Loan Daddy LLC is a mortgage broker, not a lender. NMLS #2827624. AZ CMB Licensed · #CMB-2016143.

Business-purpose loans for non-owner-occupied investment property only; not for personal, family or household use. Not a commitment to lend. All loans subject to underwriting and lender/investor approval; terms subject to change.